SOUL MAMA Premium A6 Zipper Binder with Envelopes – Holographic Silver Money Organizer for Cash, Budget Planner, Savings Tracker | Perfect for Cash Budgeting, Bill Organization & Financial Planning (Includes 10 Brown Printed Stickers)

I've had this thing for about a month or so and it's helped me save quite a lot, not only does it come with everything you need but it also it comes I'm different pretty colours, however the reason for the four star is the lack of it not truly looking like what it looks like in the image, I ordered the purple sparkly one and on the image it showed a gold star but mine came blank with no star on its binder at all, so I was pretty disappointed, but other then that it's pretty good.Using a cash system over the past 4 years has gotten me out of debt. I used to use paper envelopes that would need replaced frequently because they just didn't last in my purse. This compact system with it's durable plastic envelopes is perfect and chic. I even use one envelope to hold all my gift cards that don't fit in my wallet.My one critique / suggestion is to offer solid money pouches instead of or in addition to clear. I keep anywhere from $300-$500 cash in this binder at any given time in the categories of food, self care, gifts, and misc. Pulling this out at a crowded grocery store makes me uncomfortable as everyone around me can see multiple clear envelopes stuffed with cash. My personal solution was to insert paper to conceal the cash, but offering the option of printed, solid, or more opaque envelopes would be an amazing addition to this great product!If you are looking to try this envelope system, this is ok for a beginner like me. The magnet doesn’t always stay closed, but I guess that’s because maybe they are not expecting you to put loads of cash inside. Ha ha ha . But overall, it serves its purpose. Although I like the idea of the fancy letters on the envelopes, honestly I would have preferred blank ones instead. As my everyday budget is not always what was provided. Example food, savings, emergency, misc, self care, gift might be practical. But the other topics not so much. I don’t carry cash for rent, debt, utilities all that is paid online. If you are willing to overlook it and use the 10 budget sheets to ignore it then you should be fine. If I had to do it again, I’d buy the case and it’s beautiful cover, I would however purchase blank envelopes. Be prepared to make print and make your own budget sheets. I’m trying to budget so I’m obviously not going to purchase sheets I can make myself.Really cute planner. The sheets that I received are different from the images online. The folders came bent. I am worried that this might cause the opening to be defective in the future. I wish the budget sheet was smaller its not easy to take in and out of the folders. I’m thinking of cutting the sheets a little from the top and bottom to make them easier to take out and in to the folders. The binder itself is Really cute as described.I use it all the time, easy to use and helps me save money and budget easier.This is so easy to use and follow. The color and every little addition is awesome.Sturdy budget book, used for a few months now and has kept nice. No rips or tears when moving from bag to bag frequently.I fell in love with this? not only is it cute it also helps me to save money more. Definitely worth it if your trying to save!So many envelopes to choose from, it was great.I had to leave some out as there isn’t enough room for all envelopes to have money in it.Wish I got the pink holograph instead but it’s still cute, durable and good organisational technique.